अच्छे क्रेडिट स्कोर के फायदे।

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कम ब्याज पर लोन मिलने की संभावना।

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अधिक रकम का लोन मिलने के आसार।

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बैंक बहुत जल्दी लोन अप्रूव करते हैं।

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लंबी रीपेमेंट अवधि का मिलता है कई फायदा।

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कैसे बिगड़ता है क्रेडिट स्कोर (Credit Score)?

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टाइम पर EMI का भुगतान न करने पर।

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लोन के डिफॉल्ट होने पर स्कोर बिगड़ता है।

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क्रेडिट कार्ड से जरूरत से अधिक कर्ज लेने पर।

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अधिक डेट टू इनकम रेश्यो पर स्कोर बिगड़ने का खतरा।

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क्रेडिट कार्ड लिमिट बार-बार बढ़ाने से स्कोर बिगड़ सकता है।

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