क्रेडिट कार्ड के फायदें (Credit Card ke fayda)

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जिन लोगों के पास क्रेडिट कार्ड (Credit Card) है, वे निम्नलिखित फायदों का आनंद ले सकते हैं:-

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वेलकम ऑफर:- अधिकांश बैंक/ क्रेडिट संस्थान कार्ड धारक को विभिन्न प्रकार के वेलकम बेनिफिट प्रदान करता हैं। ये गिफ्ट वाउचर, छूट या बोनस रिवॉर्ड पॉइंट के रूप में मिल सकता हैं।

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रिवॉर्ड पॉइंट और कैशबैक:- हर बार जब आप अपने क्रेडिट कार्ड से शॉपिंग करते हैं, तो आपको अपने अकाउंट में कुछ रिवॉर्ड पॉइंट या कैशबैक मिलता हैं।

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रिवॉर्ड पॉइंट का इस्तेमाल मुफ्त उपहार पाने और किसी अन्य वस्तु खरीदते टाइम उसके दाम घटाने के लिए किया जा सकता है जबकि कैशबैक सीधे आपके कार्ड अकाउंट में जाता है।

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आपके पास ट्रैवल क्रेडिट कार्ड है, तो आप रिवॉर्ड पॉइंट्स के बजाय एयर माइल्स कमा सकते हैं जिसका प्रयोग फ्लाइट की टिकट बुकिंग के लिए किया जा सकता है।

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फ्यूल सरचार्ज छूट:- आजकल करीब सभी तरह के क्रेडिट कार्डों (Credit Card) पर इस छूट का फायदा उठाया जा सकता है।

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एयरपोर्ट लाउंज एक्सेस:- कुछ क्रेडिट कार्ड (Credit Card) डोमेस्टिक एयरपोर्ट के साथ-साथ इंटरनेशनल एयरपोर्ट पर वर्ष में एक या ज्यादा बार लाउंज में ठहरने का ऑफर देते हैं।

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ट्रेवल-सेंट्रिक क्रेडिट कार्ड और प्रीमियम क्रेडिट कार्ड विशेष रूप से ये ऑफर देती हैं।

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