अब 40 वर्ष की उम्र में भी लें ₹50 हजार तक पेंशन  .

अब 40 वर्ष की उम्र में भी लें ₹50 हजार तक पेंशन, LIC ने लॉन्च की शानदार पॉलिसी, जानें- प्लान की डिटेल्स

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अभी तक 60 साल या उससे अधिक समय में पेंशन मिलती थी. लेकिन अब पेंशन पाने के लिए इतना लंबा इंतजार नहीं करना होगा .

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जीवन बीमा निगम (LIC) ने हाल ही में एक नई पॉलिसी लॉन्च की है, जिसके तहत एकमुश्त राशि जमा करते ही आपको 40 वर्ष की उम्र में पेंशन मिलने लगती है.

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क्या है सरल पेंशन योजना? LIC की इस योजना का नाम सरल पेंशन योजना है. यह सिंगल प्रीमियम पेंशन प्लान है, जिसमें प्रीमियम का भुगतान पॉलिसी लेते समय ही करना होता है.

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पेंशन पॉलिसी को खरीदने के 2 तरीके सिंगल लाइफ- इसमें पॉलिसी किसी एक के नाम पर रहेगा, जब तक पेंशनभोगी जीवित है, उसे पेंशन मिलती रहेगी.

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संयुक्त जीवन- इसमें पति-पत्नी दोनों का बीमा होता हैं . जब तक प्राथमिक पेंशनभोगी जीवित है, उसको पेंशन मिलती रहेगी.

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Image Source: Google

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पेंशनभोगी को तय करना है कब लेनी है पेंशन? पेंशन कब मिलेगा, यह पेंशनभोगी को तय करना है. इसमें आपको 4 विकल्प मिलते हैं. आप हर महीने, हर तीन महीने, हर 6 महीने और 12 महीने में पेंशन ले सकते हैं।

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कितनी मिलेगी पेंशन? हर महीने पेंशन चाहते हैं तो आपको कम से कम 1000 रुपये पेंशन, तीन महीने के लिए 3000 रुपये, 6 महीने के लिए 6000 रुपये और 12 महीने के लिए 12000 रुपये लेने होंगे.

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आपकी उम्र 40 साल है और आपने 10 लाख रुपये का सिंगल प्रीमियम जमा किया है, तो आपको सालाना 50, 250 रुपये मिलने लगेंगे जो जीवन भर के लिए मिलेंगे.

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लोन भी है उपलब्ध। आपको कोई गंभीर बीमारी है और इलाज के लिए पैसों की जरूरत है तो आप सरल पेंशन योजना में जमा किए गए पैसे को निकाल सकते हैं.

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