नए क्रेडिट कार्ड में अपग्रेड कैसे करते है?

नए क्रेडिट कार्ड में अपग्रेड कैसे करते है? (new Credit Card me upgrade kaise karen )

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ज्यादातर लोग एक नए क्रेडिट कार्ड में अपग्रेड करते हैं तब करते हैं जब उनके पास क्रेडिट लिमिट बहुत कम होती है

[{"selector":"#anim-99096c3c-b654-4b02-bb03-dbf81cd7469c [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-075045b5-2860-4d36-a2f6-bb4480cbd5af","keyframes":{"transform":["translate3d(-108.88252%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .8, 1)","fill":"both"}] [{"selector":"#anim-492b841b-fc47-4c9f-828d-e79c4ed3dc74","keyframes":{"transform":["rotateZ(-180deg)","rotateZ(0deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .5, 1)","fill":"forwards"}] Learn more

अपने मौजूदा क्रेडिट कार्ड के साथ दी जाने वाली सुविधाओं से संतुष्ट नहीं होते हैं। दोनों मामलों में एक नया क्रेडिट कार्ड प्राप्त करना सबसे अच्छा विकल्प है।

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बैंक में नए क्रेडिट कार्ड के लिए आवेदन भर सकते हैं या अपने मौजूदा क्रेडिट कार्ड पर अपग्रेड करने के विकल्प तलाश कर सकते हैं।

[{"selector":"#anim-349e30ca-2967-4632-b50a-aa89f6f7f50e [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-802211af-9152-4af6-bf5f-992851c0468e","keyframes":[{"offset":0,"transform":"translate3d(0, -291.36341%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.29,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.45,"transform":"translate3d(0, -81.931390892%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.61,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.71,"transform":"translate3d(0, -27.854341996%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.8,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.85,"transform":"translate3d(0, -10.459946419%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.92,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.96,"transform":"translate3d(0, -4.545269196%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":1,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"}],"delay":0,"duration":1600,"fill":"both"}]

क्रेडिट कार्ड्स की तुलना कर सकते हैं और फिर अपनी आवश्यकता के अनुसार सबसे अच्छा विकल्प को चुन सकते हैं।

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आपको नए क्रेडिट कार्ड पर अपग्रेड करने से पहले निम्नलिखित कारकों पर विचार करना चाहिए:-

[{"selector":"#anim-989e1dcb-6c60-48b8-b5f3-176bf97d5a99 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-34.71401709306694%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-b56fe0d4-c875-4e60-97bc-d8bd15dc1fa0","keyframes":{"transform":["translate3d(116.30768%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .8, 1)","fill":"both"}] [{"selector":"#anim-3b7be987-21eb-4b62-b61c-763c749cfa8b","keyframes":{"transform":["rotateZ(180deg)","rotateZ(0deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .5, 1)","fill":"forwards"}]

Image Source: Google

[{"selector":"#anim-8d51f710-a1c0-4abb-b740-d9d9954d67eb [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(20.04113204992861%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-f40dd874-a1b7-4220-ad9a-4f8737fcec15","keyframes":{"transform":["translate3d(-133.73983%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .8, 1)","fill":"both"}] [{"selector":"#anim-fcc5f513-96a7-4bdf-a6e1-78c1e412a4e8","keyframes":{"transform":["rotateZ(-180deg)","rotateZ(0deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .5, 1)","fill":"forwards"}] बढ़ा हुआ क्रेडिट लिमिट:- यह न केवल आपकी क्रेडिट लिमिट बढ़ाएगा, बल्कि आपके क्रेडिट यूटिलाइज़ेशन रेश्यो को कम करने में भी आपका मदद करेगा।

कोई फायदा नहीं होता है। ऐसे कार्ड लेने पर विचार करें जो आपके खर्च करने की आदतों के आधार पर यात्रा, कैशबैक, डाइनिंग, मूवी आदि जैसे अन्य लाभ प्रदान करते हैं।

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क्रेडिट स्कोर:- कई क्रेडिट कार्ड रखने से आपका खर्च अलग- अलग कार्ड्स में बंट जाएगा और इस तरह आपके क्रेडिट यूटिलाइज़ेशन में कमी आएगा ।

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