Online fund transfe के 4 ऑप्शन क्यों?

Online fund transfe के 4 ऑप्शन क्यों? जानिए UPI, NEFT, IMPS और RTGS में क्या अंतर है और इसके क्या फायदें हैं।

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ऑनलाइन फंड ट्रांसफर करना चाहते हैं तो UPI, NEFT, IMPS, RTGS जैसे 4 विकल्प मौजूद हैं. तो जानते हैं कि चारों के क्या फायदे हैं और इनके क्या-क्या फीचर्स है.

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ब्लूमबर्ग बिलेनियर इंडेक्स के मुताबिक गौतम अडानी इस टाइम 143 अरब डॉलर के साथ तीसरे नंबर पर हैं।

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NEFT, IMPS और RTGS की मदद से भी ऑनलाइन फंड ट्रांसफर किये जाते है.फंड ट्रांसफर के लिए चार-चार विकल्प क्यों हैं और इसके क्या फायदें हैं.

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RTGS के फायदे और अन्य डिटेल। सबसे पहले RTGS यानी रियल टाइम ग्रॉस सेटलमेंट के बारे में जानते है. इसे साल 2004 में लॉन्च किया था.

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14 दिसंबर 2020 से इसकी सुविधा 24 घंटे उपलब्ध हैं . 2-5 लाख के ट्रांजैक्शन पर 25 रुपए और 5 लाख से अधिक का ट्रांजैक्शन करने पर 50 रुपए की प्रोसेसिंग फीस लगती है.

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NEFT के फायदे और अन्य डिटेल ऑनलाइन पेमेंट का दूसरा तरीका NEFT है जिसे (नेशनल इलेक्ट्रॉनिक फंड ट्रांसफर) भी कहते हैं.

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NEFT की शुरुआत 2005 में की गई थी .UPI और IMPS का चलन ज्यादा है. लेकिन वर्ष 2017 तक नेफ्ट में सालाना आधार पर 40 %का उछाल देखा जा रहा था.

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IMPS के फायदे और अन्य डिटेल IMPS यानी इमीडिएट पेमेंट सिस्टम को वर्ष 2010 में लॉन्च किया गया.

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उस टाइम तक RTGS, NEFT की मदद से लिमिटेड टाइम में ऑनलाइन फंड ट्रांसफर किया जाता था.

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मंथली ट्रांजैक्शन 10 लाख करोड़ के पार। 10 लाख करोड़ का ट्रांजैक्शन UPI की मदद से होता है. ट्रांजैक्शन की संख्या 600 करोड़ से अधिक होती है.

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