पर्सनल लोन के लिए ऑफलाइन आवेदन कैसे करें (Personal Loan Offline Application Process)

यदि आप पर्सनल लोन के लिए ऑफलाइन आवेदन करना चाहते है तो इसके लिए आवेदन प्रक्रिया इस प्रकार है-

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सबसे पहले आपको सम्बंधित ब्रांच में विजिट कर शाखा प्रबंधक से लोन लेने के सम्बन्ध में बात करनी होगी |

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ब्रांच मेनेजर द्वारा आपके रोजगार, निवास, मासिक आय और विभिन्न प्रकार की जानकारी प्राप्त करेंगे |

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ब्रांच मेनेजर के सहमत होनें पर वह आपको लोन लेने हेतु एक एप्‍लीकेशन फॉर्म देंगे |

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इस लोन एप्‍लीकेशन फॉर्म को भरनें के पश्चात आपको सभी महत्वपूर्ण दस्तावेज संलग्न कर बैंक में जमा करना होगा |

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इसके पश्चात बैंक कर्मचारियों द्वारा आपके निवास, आय और दस्तावेजों का वेरिफिकेशन किया जायेगा |

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वेरिफिकेशन के दौरान आपके द्वारा दी गयी जानकारी और दस्तावेज सही पाये जानें पर वह अपनी रिपोर्ट बैंक मेनेजर के समक्ष प्रस्तुत करेंगे |

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इसके पश्चात बैंक मैनेजर द्वारा आपकी लोन फाइल को ऋण देने के लिए अप्रूव कर आपके बैंक अकाउंट में लोंन की धनराशि ट्रान्सफर कर दी जाएगी |

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