पर्सनल लोन लेने किसे मिलता है (Personal Loan Terms & Eligibility)

बैंकों द्वारा पर्सनल लोन पर भी कुछ न कुछ नियम व शर्तों का पालन करना होता है |

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इसके सबसे पहले Bank ग्राहक की आय, एम्प्लॉयमेंट हिस्ट्री और लोन वापस करनें की क्षमता का आकलन bank मेनेजर द्वारा किया जाता है |

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इस सभी पहलुओं पर विभिन्न प्रकार से जाँच करनें के पश्चात लोन अप्रूव किया जाता है |

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व्यक्तिगत या पसर्नल लोन लेने के लिए निम्न पात्रता चाहिए -

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आवेदक को भारतीय नागरिक होना आवश्यक है |

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पर्सनल लोंन लेने वाले व्यक्ति की आयु 21 वर्ष से 60 वर्ष के मध्य होनी चाहिए |

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यदि आप किसी प्राइवेट संस्था में नौकरी करते है, तो आपका मासिक वेतन 15 हजार रुपये से कम नहीं होना चाहिए |

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यदि आप एक बिजनेसमैन है, तो आपकी मंथली इनकम 18 हजार रुपये प्रतिमाह से कम नहीं होनी चाहिए |

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आवेदक के पास कम से कम 1 वर्ष का कार्य अनुभव होना आवश्यक है |

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