 पोस्ट ऑफिस की धांसू स्कीम !

पोस्ट ऑफिस की धांसू स्कीम ! 10 हजार लगाएं और पाएं 16 लाख रुपये; जानिए डिटेल्स में

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क्विटी मार्केट में रिस्क अधिक है तो रिटर्न भी बाकी इनवेस्टमेंट प्रोडक्ट्स से ज्यादा है. लेकिन रिस्क लेने की क्षमता सब में नहीं होता है.

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आप ऐसा निवेश चाहते हैं जहां बढ़िया मुनाफा भी हो तो आपके लिए पोस्ट ऑफिस ही बेहतर है.

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पोस्ट ऑफिस की छोटी बचत योजनाएं आपके लिए सबसे अच्छा ऑप्शन हो सकता हैं . इसमें रिस्क फैक्टर भी कम है और साथ ही रिटर्न भी बढ़िया मिलते है.

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कैसे शुरू करें पोस्ट ऑफिस RD में निवेश। पोस्ट ऑफिस RD डिपॉजिट अकाउंट बेहतर ब्याज दर के साथ छोटी किस्तों जमा करने की एक सरकार की गारंटी योजना है,

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इसमें आप महज 100 रुपये के छोटे से अमाउंट से भी निवेश शुरू कर सकते है.

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जानिए कितना मिलेगा ब्याज रिकरिंग डिपॉजिट स्कीम पर फिलहाल 5.8 परसेंट का ब्याज मिल रहा है, यह नई दर 1 अप्रैल 2020 से लागू है.

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10 हजार हर महीने डालने पर मिलेंगे 16 लाख हर महीने पोस्ट ऑफिस की RD स्कीम में 10 हजार रुपये 10 साल तक निवेश करते हैं,

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तो आपको 10 साल बाद 5.8 परसेंट की ब्याज दर पर 16 लाख रुपये से भी ज्यादा मिलेंगे.

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RD अकाउंट के बारे में जरूरी बातें खाते में आपको रेगुलर पैसा जमा करते रहना होगा , आपने पैसा जमा नहीं किया तो आपको हर महीने एक परसेंट जुर्माना देना होगा.

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[{"selector":"#anim-37af28dd-7010-4061-9ead-3b864cc2533f [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-31.249999886225726%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-0eb2d8e9-2bf9-4126-bc50-46c197d92d0a","keyframes":{"transform":["translate3d(112.12121%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .8, 1)","fill":"both"}] [{"selector":"#anim-5054698c-f2fc-4683-a9d8-b0b38224bb3f","keyframes":{"transform":["rotateZ(180deg)","rotateZ(0deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .5, 1)","fill":"forwards"}] पोस्ट ऑफिस RD पर टैक्स रिकरिंग डिपॉजिट में निवेश करने पर TDS कटता है, अगर डिपॉजिट 40,000 रुपये से ज्यादा है तो 10% सालाना की दर से टैक्स लगता है.