SIP Calculation

SIP Calculator: म्‍यूचुअल फंड में SIP के जरिए निवेश बहुत तेजी से बढ़ रहा है.

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एसोसिएशन ऑफ म्‍यूचुअल फंड्स इन इंडिया (Amfi) के आंकड़ों के अनुसार , इस साल अगस्त महीने में SIP अकाउंट्स की संख्या 5.71 करोड़ के रिकॉर्ड स्‍तर पर पहुंच गई.

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वहीं, SIP के जरिए अगस्‍त में 12,693 करोड़ रुपये का निवेश आया है . SIP के इन आंकड़ों से साफ है

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रिटेल निवेशकों का म्‍यूचुअल फंड स्‍कीम्‍स में भरोसा मजबूत बना हुआ है और लगातार अपनी स्‍माल सेविंग्‍स को हर महीना निवेश कर रहे हैं.

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SIP निवेश का एक ऐसा ऑप्‍शन है, जिसके जरिए आप रेगुलर स्‍माल सेविंग्‍स पर इक्विटी जैसा रिटर्न हासिल कर सकता हैं.

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हर छोटी सेविंग्‍स से लंबी समय में लाखों रुपये का फंड आसानी से बना सकते हैं.

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अगर आप 500 रुपये मंथली SIP करते हैं और इसे अगले 20-30 साल तक बनाए रखते हैं, तो आप आसानी से 5-18 लाख रुपये तक का फंड बना सकते है.

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SIP Calculator के अनुसार, मान लीजिए आप हर महीने 500 रुपये की SIP करते हैं और इसे 20 साल तक जारी रखते हैं,

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तो औसतन 12 % सालाना रिटर्न पर 5 लाख का फंड बना लेंगे. यहां,आपका निवेश सिर्फ 1.2 लाख रुपये होगा, जबकि वेल्‍थ गेन 3.8 लाख रुपया होगा.

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यही, निवेश अगर आप 10 वर्ष और जारी रखते हैं, तो आपको कम्‍पाडिंग का जबरदस्‍त लाभ होगा.

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