By Hari Barla

कोरोना काल के बाद शेयर बाजार ने निवेशकों को जमकर रिटर्न दिया. इससे रिटेल निवेशकों की संख्या तेजी से बढ़ रही है.

[{"selector":"#anim-c9d73334-b127-4953-adec-c46ba2fc8e51 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(31.248519778859624%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-0cd43d18-7067-4dba-84c0-6b850f8c0384","keyframes":[{"offset":0,"transform":"translate3d(0, -368.8034%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.29,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.45,"transform":"translate3d(0, -103.70751608%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.61,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.71,"transform":"translate3d(0, -35.25760504%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.8,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.85,"transform":"translate3d(0, -13.24004206%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.92,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.96,"transform":"translate3d(0, -5.75333304%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":1,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"}],"delay":0,"duration":1600,"fill":"both"}]

देश में डीमैट खातों की संख्या पहली 11 करोड़ के पार पहुंच गयी है.

[{"selector":"#anim-77e0cf7e-c1ef-40c2-8629-474eebb1e7c8 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-7512f836-46aa-4ed3-8681-0f11df849fcb","keyframes":{"transform":["translate3d(-117.27575%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .8, 1)","fill":"both"}] [{"selector":"#anim-cc1114db-20ca-4253-88d9-86a98dee3073","keyframes":{"transform":["rotateZ(-180deg)","rotateZ(0deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .5, 1)","fill":"forwards"}]

कोरोना काल के पहले कुल डीमैट के संख्या 2-4 करोड़ के आसपास थी. तेजी से बढ़ रहे निवेशकों में ज्यादातर लोग SIP के जरिए बाजार में निवेश कर रहे हैं.

[{"selector":"#anim-217b51e6-44a4-42da-a6e2-31d6ba7a267d [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-31.248014919031807%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-203d6fdb-0381-4b5b-8d31-ba41083165b0","keyframes":{"transform":["translate3d(113.84615%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .8, 1)","fill":"both"}] [{"selector":"#anim-76d5a2c7-9321-4043-b244-0fe691d63e80","keyframes":{"transform":["rotateZ(180deg)","rotateZ(0deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .5, 1)","fill":"forwards"}]

Image Source: Google

[{"selector":"#anim-c1327dcc-5483-40db-848d-444d76d432c3 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-3158ee12-fd3d-48ec-b6fc-9541fba29b91","keyframes":[{"offset":0,"transform":"translate3d(0, -467.78575%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.29,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.45,"transform":"translate3d(0, -131.5413529%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.61,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.71,"transform":"translate3d(0, -44.7203177%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.8,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.85,"transform":"translate3d(0, -16.793508425000002%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.92,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.96,"transform":"translate3d(0, -7.2974577%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":1,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"}],"delay":0,"duration":1600,"fill":"both"}] किसी वजह से अगर सिस्टमेटिक इन्वेस्टमेंट प्लान यानी SIP का मंथली पेमेंट मिल कर गए हैं, तो क्या बैंक या म्यूचुअल फंड हाउस पेनाल्टी लगाती हैं?

SIP पेमेंट मिस होने पर पेनाल्टी लगता है? पहली बात की अगर आपका SIP मंथली है, तो आपको याद रखना चाहिए कि किस तारीख को बैंक खाते SIP की रकम कटता है.

[{"selector":"#anim-69cd21c0-1459-48fb-aac4-5a973c1ea248 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-a7c4d6ac-7b21-4b2d-8e62-64a28c19af45","keyframes":[{"offset":0,"transform":"translate3d(0, -341.43993%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.29,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.45,"transform":"translate3d(0, -96.01290831600001%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.61,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.71,"transform":"translate3d(0, -32.641657308%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.8,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.85,"transform":"translate3d(0, -12.257693487000001%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.92,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.96,"transform":"translate3d(0, -5.326462908%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":1,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"}],"delay":0,"duration":1600,"fill":"both"}]

ताकी तय तिथि को बैंक खाते में बैलेंस रहे. लेकिन अगर तय तिथि पर बैलेंस SIP की रकम से कम है, तो म्यूचुअल फंड हाउस किसी तरह का पेनाल्टी नहीं लगाता है.

[{"selector":"#anim-7204339a-20b5-4b2a-aee9-01b51296107b [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-9b833bf8-91d6-4f9d-992b-20000d2a6ecf","keyframes":{"transform":["translate3d(-120.70176%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .8, 1)","fill":"both"}] [{"selector":"#anim-9809e0f5-f174-4ee2-a853-a80af1dfa090","keyframes":{"transform":["rotateZ(-180deg)","rotateZ(0deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .5, 1)","fill":"forwards"}]

लेकिन आपका बैंक पेनाल्टी लगाता ही है. पेनाल्टी की रकम 250 से 500 रुपया तक की हो सकती है.

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SIP पेमेंट कई बार मिस हो तो क्या होगा?

[{"selector":"#anim-64b6e2fd-bb2b-482c-a209-6effc94994ec [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-3ca3cdca-d559-4270-a185-f4c7224a59db","keyframes":[{"offset":0,"transform":"translate3d(0, -820.85225%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.29,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.45,"transform":"translate3d(0, -230.82365270000003%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.61,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.71,"transform":"translate3d(0, -78.4734751%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.8,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.85,"transform":"translate3d(0, -29.468595775%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.92,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.96,"transform":"translate3d(0, -12.8052951%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":1,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"}],"delay":0,"duration":1600,"fill":"both"}]

अगर आपने SIP एक से अधिक बार मिस किया है तो पेनाल्टी की रकम बढ़ती जाती है. तो इसका सीधा असर आपके म्यूचुअल फंड स्कीम पर पड़ता है.

[{"selector":"#anim-bfd063e9-b85d-43c1-8ef8-85fa95939d00 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-28.90624987200394%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-d4cddd33-616c-43ce-95fd-061f85c67b4a","keyframes":{"transform":["translate3d(115.45741%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .8, 1)","fill":"both"}] [{"selector":"#anim-be3f8ac7-e772-4065-be4a-cabf21e24ebf","keyframes":{"transform":["rotateZ(180deg)","rotateZ(0deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .5, 1)","fill":"forwards"}]

अगर आप SIP पेमेंट करने में सक्षम नहीं है तो म्यूचुअल फंड कंपनी को सूचित कर इसे बंद करवा सकते हैं.

[{"selector":"#anim-a2e22a9f-a167-485f-8375-1c1ec552899e [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-31.249999886225726%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-b42c18e4-1fa9-41d4-ada9-2204661d4dc7","keyframes":{"transform":["translate3d(117.76315%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .8, 1)","fill":"both"}] [{"selector":"#anim-61c7b66c-a7fa-4917-9dea-256f6687f67a","keyframes":{"transform":["rotateZ(180deg)","rotateZ(0deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .5, 1)","fill":"forwards"}] Learn more

By Hari Barla

अगर मंथली SIP का पेमेंट मिस हो गया, तो क्या बैंक को देने पड़ेगे पेनाल्टी? जानिए डीटेल्स

Image Source: Google

Gyanmanchrb

कोरोना काल के बाद शेयर बाजार ने निवेशकों को जमकर रिटर्न दिया. इससे रिटेल निवेशकों की संख्या तेजी से बढ़ रही है.

Image Source: Google

देश में डीमैट खातों की संख्या पहली 11 करोड़ के पार पहुंच गयी है.

Image Source: Google

Image Source: Google

Image Source: Google

Image Source: Google

Image Source: Google

लेकिन आपका बैंक पेनाल्टी लगाता ही है. पेनाल्टी की रकम 250 से 500 रुपया तक की हो सकती है.

Image Source: Google

SIP पेमेंट कई बार मिस हो तो क्या होगा?

Image Source: Google

Image Source: Google

अगर आप SIP पेमेंट करने में सक्षम नहीं है तो म्यूचुअल फंड कंपनी को सूचित कर इसे बंद करवा सकते हैं.

Image Source: Google

अधिक जानकारी के लिए नीचे दिए गए लिंक पर क्लिक करें

स्टोरी पूरा पढ़ने के लिए आपका धन्यवाद