लोन- लेने से पहले ये समझ लें।

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1-कितना कर्ज ले सकते हैं।

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2 -लोन लेना कितना जरूरी है।

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3 -पहले बचाएं, फिर खरीदें।

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4 -उधारी भी एक दिन चुकानी है।

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कितना लोन लेना सही है ?

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लोन लेते समय डेट टू इनकम रेश्यो का ध्यान रखें।

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डेट टू इनकम रेश्यो 40% से ऊपर न जाने दें।

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बैंक कम डेट टू इनकम रेश्यो वाले को देते हैं तरजीह।

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डेट टू इनकम रेश्यो 30% से नीचे तो बेहतर।

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