ऐड–ऑन क्रेडिट कार्ड क्या होता हैं?(What is an add-on credit card?)

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ऐड-ऑन क्रेडिट कार्ड पहले से लिए क्रेडिट कार्ड के तहत जारी किए जाते हैं और बकाया भुगतान के लिए सभी ट्रांजेक्शन एक ही अकाउंट में डायरेक्ट किया जाता हैं।

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यह उन छात्रों के लिए उपयोगी है जो अपने माता- पिता से दूर रह रहे हैं और उन लोगों के लिए भी जिनके पास स्वयं का कार्ड नहीं होता है।

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अधिकतर, ऐड-ऑन कार्ड की क्रेडिट लिमिट प्राइमरी कार्ड की तरह होती है, लेकिन कुछ बैंकों के शर्तों के अनुसार,

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ऐड- ऑन कार्ड के लिए क्रेडिट लिमिट प्राइमरी कार्ड की तुलना में कम होती है। यदि आपको एक से ज्यादा ऐड-ऑन कार्ड जारी किए गए हैं,

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तो तय की गई लिमिट प्राइमरी कार्ड की कुल लिमिट से मेल खाने के लिए ऐड-ऑन कार्ड के बीच समान रूप से वितरित की जाती हैं।

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यह उप-सीमा किसी भी एटीएम विड्रॉल पर भी लागू होगा । ऐड-ऑन कार्ड से संबंधित नियम और शर्तें एक बैंक से दूसरे बैंक में अलग- अलग हो सकता हैं।

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सभी बकाया ट्रांजेक्शन की जानकारी एक प्राइमरी खाते पर दर्ज किया जाता है।

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Image Source: Google

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Image Source: Google

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